Finding the Right Property in Crete with Euroland

If you are planning to buy property in Crete, whether you wish to buy a house, villa, apartment, or land, understanding the Greek buying procedure is essential.

At Euroland, we guide our clients through every stage of buying real estate in Crete, ensuring the transaction is completed smoothly, legally, and transparently.

Before you begin the legal process to buy property in Crete, the most important step is finding the right home or investment opportunity.

Our experienced sales team will support you from the very beginning by understanding your requirements and recommending the most suitable options — whether you want to buy a house, luxury villa, apartment, or land plot in Crete.

We arrange private property viewings across Crete and can organise inspection tours in Chania, Apokoronas, Rethymno, Heraklion, and beyond.

Our team will accompany you during each viewing, answer all questions, and provide professional guidance so you can make the right decision with confidence.

Our support does not end once you purchase your property. Euroland offers complete after-care services for buyers who require ongoing assistance, especially those living abroad.

Through our dedicated Property Management Department, we can help with:

• Property maintenance and inspections

• Rental management and guest services

• Cleaning, pool care, and security

• Full year-round support for villa owners

If you are planning to buy land in Crete and build a new home or luxury villa, Euroland provides a complete turnkey solution.

With our in-house architectural design and construction team, we can guide you from land purchase through to the delivery of a high-quality finished property, built to the highest standards.

We specialise in:

• Luxury villa construction

• Modern architectural design

• High-quality materials and energy-efficient builds

• Full project management from start to finish

Once you have selected the right property, the buying procedure in Crete follows a clear legal process. Below we outline the key steps involved when you decide to proceed with the purchase.

After selecting the right property, our team will:

• Contact the seller on your behalf

• Assist with negotiations

• Agree on the final purchase price

• Prepare the next steps toward reservation and legal checks

Our goal is to ensure you buy property in Crete at the correct market value with full confidence.

To buy a house, land or villa in Crete, you will need an independent local lawyer to represent your interests throughout the transaction.

Your lawyer will:

• Verify the property has clear legal title

• Check for debts or restrictions

• Carry out land registry and local authority searches

• Prepare all documentation for the sale contract

If you cannot remain in Crete during the full buying process, you may sign a Power of Attorney allowing your lawyer to complete the purchase on your behalf.

If required, we can recommend reputable English-speaking lawyers experienced in Greek property law and foreign buyer transactions.

All buyers — including foreign nationals — must obtain a Greek Tax Registry Number (AFM) before purchasing property.

This number is required for:

• Signing contracts

• Paying property transfer taxes

• Registering ownership

Your lawyer can apply for your AFM through the local tax office.

Depending on the transaction, a local Greek bank account may be necessary for payment and tax purposes.

Your lawyer can assist in opening an account to ensure all financial transfers are completed legally and correctly.

In Greece, all property transfers must be completed in the presence of a Public Notary, a government-appointed official responsible for validating real estate contracts.

The notary ensures:

• The contract complies with Greek law

• Buyer and seller sign correctly

• The transaction is officially recorded

This is one of the most important legal steps when you buy property in Crete.

In addition to the agreed purchase price, buyers should budget for additional expenses when buying property in Crete, including:

• Lawyer fees

• Property transfer tax

• Notary fees

• Land registry fees

• Real estate agency commission

We provide a full breakdown of expected costs before you proceed.

As a guideline, buyers should allow approximately 11% of the purchase price to cover taxes and professional fees.

Yes. Foreign nationals can legally buy a house, villa, apartment, or land in Crete with the support of a lawyer and notary.

Yes. A local lawyer is strongly recommended to verify ownership, ensure the property is legally clear, and protect your interests throughout the transaction.

The AFM is a Greek tax identification number required for all real estate purchases. Without it, you cannot sign contracts or register ownership.

The buying process typically takes between 2-3 months, depending on legal checks, documentation, and contract preparation.

Beyond the purchase price, buyers should budget around 11% extra to cover taxes, notary fees, legal fees, and registration costs.

Yes. With a Power of Attorney, your lawyer can complete the purchase process on your behalf even if you are abroad.

If you would like professional guidance or wish to begin your property search, contact Euroland today. We provide complete support for foreign buyers, from property selection to final contract signing.